Kisan Credit Card 2023 Online Application- Documents, Benefits
Hello friends, as you know Bihar government is running various schemes to improve the condition of farmers, Bihar Kisan Credit Card Yojana KCC is one of them. A credit card was provided to the farmers who applied through the Kisan Credit Card Scheme, through which the card holders would be accepted for agricultural loans up to 1 lakh 60 thousand. By applying Kisan Credit Card Online, you will get KCC Loan or crop production loan easily, through which not only the state of Bihar but all the farmers of the country can do their farming better and on a larger scale. Let us tell you. With the Kisan Credit Card, you will be able to get your crop insured under the Crop Insurance Scheme.
If you also do animal husbandry, then the government's Pashu Kisan Credit Card Scheme can be very useful for you. If you follow cows then ₹40000 will be given to you by the government and if you follow buffalo then ₹60000 will be given to you by the government. A maximum of one to one and a half lakh rupees can be given to a farmer by the government, so let's know about the Pashu Kisan Credit Card Scheme.
Pashu Credit Card scheme has been started for such farmers who either have less land or they do not have land at all and these farmers follow animal husbandry like cow, goat, buffalo etc. Main objective is. Pashu Kisan Credit Card Scheme has been started to encourage these farmers as well. Under the Pashu Kisan Credit Card scheme, benefits are to be given to such farmers who either sell their animals due to financial weakness or if the animals fall ill, they are unable to get them treated due to lack of money. Under the Pashu Kisan Credit Card scheme, if such a situation arises, these farmers will be helped by the government.
Under the Pashu Credit Card scheme, if any farmer rears a cow, then he will be given ₹ 40000 per cow and if he rears a buffalo, he will be given ₹ 60000 per buffalo under the Pashu Kisan Credit Card. Animal rearing farmers can get an amount up to ₹ 16,0000 from the government.
Pm pashu kisan credit card yojna 2023 details
The pm kisan Credit Card scheme is also similar to the Kisan credit card scheme (KCC), as under the Kisan credit card scheme (KCC), farmers were provided loans on land at very low interest rates. Similarly, under the pm kisan Credit Card scheme, loans are given to farmers at very low interest rates for rearing animals.
Whatever loan the farmer gets under the Pashu Kisan Credit Card scheme, he has to pay it in instalments. Under the Pashu Kisan Credit Card scheme, farmers can take loans per animal.
If an animal farmer has cows, he can take ₹ 40783 per cow as a loan. This loan is given by the bank to the farmers in the form of instalments under the Pashu Kisan Credit Card scheme, depending on the financial scale of the bank. The loan will be given in 6 equal instalments i.e. ₹6797 per month.
If the farmer is not able to get the instalment of any month due to any reason, then he will get the instalment in the next month under Pashu Kisan Credit Card Scheme. Whatever amount the farmer gets under the Pashu Kisan Credit Card Scheme, that amount has to be returned to the farmers in the next year with 4% interest rate. The period of repaying the amount under the scheme starts for 1 year only when the farmers get the first instalment amount under this scheme.
Who person Eligible for pm kisan credit card yojna
women's group
fish breeder
Self help group
animal husbandry
fishermen
Inland Fisheries and Aquaculture Fishermen
Individual & Group / Partner / Crop / Tenant Farmer
poor farmer brother
joint liability group
Talking about the benefits of Kisan Credit Card, you can get many benefits of getting Kisan Credit Card, whose information is as follows: –
You can easily deposit the KCC loan received through Kisan Credit Card through your bank account, now if you also want to get Kisan Credit Card, then earlier you had to visit the offices, but in the present time, where all the work is done online. This is happening, that is why the Bihar government has also made the process of making Kisan Credit Cards online. All the farmers of the Prime Minister Kisan Samman Nidhi Yojana will be provided the benefit of this scheme by the credit card scheme farmer. All the farmers of the country can take advantage of the Kisan Credit Card Yojana. Through the credit card made in the Prime Minister Kisan Credit Card Scheme, the country's KCC loan of 1 lakh 60 thousand rupees will be provided to the farmers by the central government.
Bihar Kisan Credit Card You can increase your farming on a bigger scale. Farmers will not need to take interest from any other person for doing farming. Farmers can take loans in every bank through credit cards. The benefit of this scheme will be made available to 14 crore farmers of the country.
You know the Kisan Credit Card scheme has been running for a long time, this scheme was started in the year 1998 by the farmers and changes have also been made in this scheme from time to time, similarly now due to Corona infection, a new interest rate was announced by the Central Government on the Kisan Credit Card.
Pm kisan credit card interest details
Let us tell you that this announcement has been made by Prime Minister Narendra Modi himself from Chitrakoot district of Uttar Pradesh under a special campaign, in this program PM has distributed Kisan Credit Cards to more than 25 lakh beneficiaries. More than 2 thousand bank branches have been tasked with these credit cards. Under the Kisan Credit Card Scheme, an interest rate of 7% per annum will have to be paid on the credit card. You can use the amount received from the Kisan Credit Card to upgrade your farming, through this you also get agricultural insurance for the crop and area and interest is also available on the savings bank rate on the remaining amount from KCC.
Whichever beneficiary farmer settles his KCC loan within 1 year, then the farmer will get a rebate of 3% in the interest rate and along with it a subsidy of 2% will also be available, that is, in this way the farmers will get a total rebate of 5%. .
This means if the farmer repays the KCC loan within 1 year, then he will have to pay only 2% interest on the Kisan Credit Card up to ₹ 300000. Now you also want to apply under the Kisan Credit Card scheme, then you will have to apply online by visiting the official website. Or read this post till the end because we have given you all the information related to the Kisan Credit Card.
Pashu Kisan Credit Card Scheme: The coming time is going to be very important for the farmers of the country because the target has been set to double the income of the farmers. Pashu Kisan Credit Card Scheme has been started to fulfil this goal. Under this, the farmers who do the work of animal husbandry.
They will get assistance in the form of a loan from the government, which will reduce the problems faced by them in animal husbandry. If you also want to get information related to Animal Husbandry Credit Cards, then here in this article Animal Husbandry Credit Card Scheme, Eligibility, Benefits, How to Apply Online? Complete information about all these has been given. So definitely read this article from beginning to end.
Pashu Kisan Credit Card Scheme 2023
The scheme was started by Haryana's Animal Husbandry and Agriculture Minister JP Dalal. The main objective of this scheme is to give loans to the cattle rearers. Any cattle rearer who has a cow can get a loan of up to Rs 40,783 and if he keeps a buffalo, he will get a loan of Rs 60,249. To take this loan, the animal farmer will have to make a Pashu Kisan Credit Card. Under the Pashu Kisan Credit Card Yojana, the loan amount will be given to the cattle rearer in 6 equal instalments. Apart from this, the cattle rearer will have to return this amount with 4 percent interest in a time period of 1 year. Interest on the loan will start from the day the beneficiary receives the first instalment of the loan.
Vision of Pashu Kisan Credit Card
Many people living in villages do animal husbandry along with agriculture. Many times it also happens when the farmer has to sell the animals when needed or sometimes due to some reason he is not able to treat the animals and his animals die due to which he has to suffer a lot. There is also loss. Keeping all these problems in mind, the state government has implemented this scheme. Under this scheme, the farmer can take loan for animal husbandry if needed. Through this scheme, along with agriculture, animal husbandry business will also increase. Due to which, like other developed countries, India will also become modern by developing animal husbandry business.
Loan amount available through Pashu Kisan Credit Card -
Under the Pashu Kisan Credit Card Scheme, different loan amounts are made available for different animals. The details of the amount given for animals are as follows:-
Animal (per animal) loan amount
Rs 40,783 for cow rearing
Rs 60,249 for buffalo rearing
Rs 4,063 for sheep and goat rearing
Rs 720 for poultry
16,337 for pig farming
Note: The amount provided above is fixed for one animal only, the amount will be provided per animal as per the number of animals kept by you. goat rearing scheme 2023
You can get a Pashu Kisan Credit Card made through offline banks. For this, you have to go to the bank and fill a form to get Pashu Pmkisan Credit Card, and also attach KYC documents in the form. It is mandatory to use an Aadhaar card as a KYC document, you can also attach documents like Voter ID card or PAN card.
Benefits of Pashu Kisan Credit Card Scheme 2023 (Pashu Kisan Credit Card Scheme Benefits 2023)
With the Pashu Kisan Credit Card Scheme, the farmer can get a loan without pledging anything.
The farmer who has a Pashu Kisan Credit Card can use this card as a debit card in the bank.
Under the Pashu Kisan Credit Card Scheme 2023, cattle herders will get loans up to Rs 40,783 per cow and Rs 60,249 for buffaloes.
Under this scheme, the applicant can take a loan of up to Rs 1.60 lakh through Pashu Kisan Credit Card without any collateral.
Animal rearers will be given annual loans at 7 percent interest from all banks, along with this, the interest will be reduced to 3 percent on timely payment of interest.
On taking a loan amount of more than Rs 3 lakh, the cattle rearer will get a loan at 12 percent interest rate.
If the amount of interest is not paid within one year, then he will not be given the next amount.
Under the Pashu Kisan Credit Card Scheme launched by the government, farmers are given loans to buy animals, in this animal husbandry is promoted and on the other hand an increase in the income of the farmers is registered. It was decided to give credit cards to the farmers and after distributing this credit card, now a target has been set to make 700000 new credit cards. At present there are 3600000 milch animals in Haryana, which is the main source of income for 16 lakh families.
If a person is not able to get the credit of a month due to any reason, then he can take the credit of the previous month in the next month. Under the Haryana Animal Credit Card Scheme 2023, sheep/goat rearers will also be given a loan/loan of Rs 4063 for one year and pig rearers Rs 16337 for a year. All the interested beneficiaries of the state who want to take advantage of this Pashu Kisan Credit Card Scheme 2023 should get their Pashu Credit Card made.
How to claim & apply pm credit card yojna
If you have applied for making a Kisan credit card (KCC), then you will not have much problem in making a Kisan Pashu Credit Card. Both the schemes are almost similar. The Kisan Pashu Credit Card scheme is run for cattle while under the Kisan credit card scheme (KCC) you are given a loan on the land. The documents required for both the scheme are also almost same and application form The process is also completely the same.
How to get a Pashu Kisan Credit Card? Apply Pm Kisan Pashu Credit Card
You can get a kisan credit card made through an offline bank only, for this you will have to go to the bank and take the form to get animal farmer credit card, you will have to fill the form and you will also have to attach KYC documents in the form. Use of Aadhaar card as KYC DOCUMENTS is mandatory and with it you can also attach documents like Voter ID card or PAN CARD.
PM pashu kisan credit card yojna Document process
Interested candidates who want to get their credit card made under Kisan Credit Card Yojana, all of them will need some important documents, about which you can get information through the information given below. These documents are as follows –
Account Khatauni
passport size photo
PAN Card
Mobile Number
The farmer should be a native of India.
The farmer should have suitable land for cultivation.
Produce or do agriculture in someone else's land.
Those who are associated with agricultural crop production in any way.
Should have a bank account which is linked to Aadhaar (Bank Passbook)
All those farmers who are doing agriculture in their land can apply for Kisan Credit Card.
Applicants should have an Aadhaar Card, you can also provide a driving licence, electricity bill, identity card etc. for identification.
Conclusion
I hope you will like this post and you have any other questions related credit card Yojana you can comment our team our team contact you immediately and solve your problem otherwise you can go government official website and find toll free number to call him and ask about full information this loan amount.
Apply from official website - https://dahd.nic.in/kcc